There are many grants available for people who are experiencing financial troubles and have a roof in need of replacing.
How to get a free roof from insurance.
If your roof is more than 10 years old you may want to hire a roof inspector who can check for any damage and areas that need repair.
Federal programs such as fema help homeowners fund the cost of repairs after a natural disaster.
That s the good news.
If you think your roof may have been damaged by hail wind or storms and you have homeowners insurance you may qualify for a free roof.
Know that a roof insurance claim is a long process.
You should not have to pay for a roof inspection.
A free roof probably sounds too good to be true and the truth is it is.
The insurance carrier then places a decreased value on a roof before damage has taken place.
Single family housing repair loans and grants.
A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.
If a roofer advertises or offers a free roof this is insurance fraud and you as a homeowner can end up getting punished for a dishonest roofer s fraud.
If a member of your household receives supplemental insurance income or aid to families with dependent children you are automatically eligible for the weatherization assistance which can provide government grants for roof replacement.
There are a few ways roofing scams may be presented to homeowners.
Take photos of your roof so you have them on file in case of any damage.
And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process.
The roofing material is faulty so it is the manufacturer s fault.
However these programs are often limited in funds and can take months before any money is paid to homeowners.
Your roofing contractor should be able to help you navigate your way through the roof insurance claims process.
Before you can get work done on your roof that will be covered by insurance you will need to get an estimate from a professional roofing contractor.
A typical all perils homeowners insurance policy does cover your roof and the cost of replacing it if it gets damaged.
The roof wasn t installed properly so it is the roofer s fault.
The roof wasn t maintained loose flashing or a cracked vent.
But usually you re covered only if the damage or.
Look online for roofing companies or a roofing contractor that does free roof inspections.
Common reasons for denying a roofing insurance claim are.
A roofer might offer to pay your deductible.
This is the most common reason and the next reason is the second most used excuse.
