How To Get A New Roof Covered By Insurance

Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

How to get a new roof covered by insurance.

How to claim a new roof on your homeowner s insurance research your coverage. Choose a roofer that has experience in insurance roof repair. Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage. First and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available.

This will pay you the full amount to get a new roof. This means you will get a percentage of the replacement cost based on the roof s material and age. It could be as low as 15 for a roof near the end of its service life. To get started first check your insurance policy documents to make sure you re covered for the.

Repair coverage usually takes into consideration depreciation of the roof. Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. Other things not covered. Usually if the roof is under 10 years old there s a good chance the claim will be accepted.

The next step is finding a reputable roofing contractor to complete the roofing repair or replacement. Take pictures of the damage to your roof and of any interior damage resulting from the damaged.